Four segments. Two launched first. One platform underneath.
Every FYNIX vertical shares the same wallet, ledger, KYC and orchestration core. What changes is the money flow — and the way it is presented to the person moving money.
Migrant students
The first FYNIX product is a migrant-student platform: onboarding, KYC, profile and institution linking, named funding accounts, sponsor/family top-ups, wallet visibility, tuition payment initiation, reconciliation, and support.
- ✓ Signup and KYC flows for both students and their sponsoring parents
- ✓ Named USD/EUR/GBP funding references issued by our vIBAN partner
- ✓ Tuition initiation to universities in target markets — routed through licensed rails
- ✓ Wallet visibility for parent, student, and (optionally) the appointed agent
- ✓ Support workflows including dispute, refund, exception, and reversal
The student portal is live — the only vertical currently open for self-service onboarding.
Migrant workers
The migrant-worker vertical sits alongside students in the launch package. It formalises salary collection at the destination country and licensed payout to the worker's family in the home country — replacing informal remittance channels with a KYC'd, banked, auditable path.
- ✓ Wallet + local collection account for salary receipt at origin
- ✓ Licensed payout partners for INR, LKR, BDT, NPR, MNT and more
- ✓ Corridor-tailored pricing quoted upfront as a single all-in rate
- ✓ Daily reconciliation across FYNIX ledger, US partner statement, and destination partner statement
- ✓ Escalation to admin and MLRO for exceptions, SARs and CTRs
Worker portal is live — sign in at workforce.getfynix.ai, or request an intro to onboard your workforce.
SMEs and cross-border businesses
Once student and worker corridors are live, FYNIX opens the same infrastructure to small and medium businesses trading across our corridors — with multi-currency collection, supplier payouts, and FX.
- ✓ Named USD, EUR, GBP and AED collection accounts
- ✓ Local currency payouts to suppliers in APAC and MENA
- ✓ Corridor FX with transparent pricing disclosed before every transfer
- ✓ Role-based team access and expense controls
Post-launch — book a demo to be first onboarded.
Government & G2P
FYNIX gives government programmes, aid agencies, and employers running welfare, wage, or subsidy transfers a single rail into named beneficiary wallets — with KYC on every recipient, per-programme ledgers, and reconciliation reports that stand up to audit. Programme-led onboarding, so we scope by cohort rather than by individual sign-ups.
- ✓ Bulk beneficiary onboarding with tiered KYC and duplicate detection
- ✓ Named wallets per beneficiary with programme-tag routing
- ✓ Scheduled and on-demand disbursements across the corridor rails
- ✓ Per-programme ledgers, statements, and audit exports
- ✓ Segregated safeguarding of programme funds with sponsor-bank oversight
Programme onboarding is by direct engagement, not self-service.
Two verticals first. On purpose.
Launching all four segments simultaneously would turn a first compliance review from two adjacent cross-border payment flows into a broad super-app proposition. Students and workers launch first. SMEs and government programmes follow later.